Insurance can be mind-boggling. Thankfully, C. H. Smith Insurance makes it our personal mission to help you understand all the aspects of your plan. You want to know what you’re paying for, right?
Does C. H. Smith Insurance write the insurance policy?
No. As an independent agency, we are authorized to sell policies for numerous top-rated insurance companies. We shop our network. You reap the rewards. As for our recommendations, we look at what your needs are and hand-pick plans that fit your situation and budget.
Are there ways I can reduce my insurance costs?
Absolutely. You can reduce your premium costs various ways by meeting qualifying discounts, pairing two or more policies together, and customizing your policy to meet your exact needs. Talk to our agents about how we can save you money.
How often should I review my insurance?
We recommend taking a quick look at it one a year, but it is always good to review your plans with your agent before or after any major life events. This could include the purchase of a new car or home, adding a member to your family, starting a business or adding to one you already own, nearing retirement and more. Our agents are great at walking you through these life-changing events to help you land on the insurance plan that gives you the right coverage you need.
What are some business changes that require an update to insurance?
Anytime you expand your business to include more employees, new equipment, new technology, more space… you’ll want to give us a call.